A values-based approach to your wealth
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Financial literacy
Financial planning tips to help high-net-worth individuals achieve greater security
How to avoid common financial planning mistakes and secure long-term financial security:
- Establish what the purpose of your wealth is and then create a holistic wealth strategy that helps you meet your personal goals, such as identifying how much you need for a comfortable retirement.
- Keep your will updated to reflect your estate plans and the changing tax environment.
- Plan for the worst but hope for the best by using insurance to protect your income, assets and loved ones.
- Keep accessible cash deposits on hand to deal with life’s curveballs.
Analysis - Asia
Global Insight 2025 Outlook: Asia Pacific
Asia’s equity outlook will likely depend on U.S. tariffs, China’s stimulus and Japan’s structural changes. Stable fundamentals support cautious optimism for investment-grade bonds.
- Asia’s equity outlook is likely to be shaped by U.S. president-elect Donald Trump’s proposed tariffs, China’s stimulus measures, and economic growth brought by Japan’s structural changes.
- Asian credit markets face trade and geopolitical pressures in 2025, but stable fundamentals and targeted stimulus support a cautiously optimistic outlook for investment-grade bonds.
Analysis - Canada
Global Insight 2025 Outlook: Canada
Despite potential headwinds, we are generally constructive on Canadian markets, though we expect less outperformance in credit.
- Despite potential economic headwinds, we believe the equity market will be driven by strong earnings growth expectations and supported by a reasonable valuation.
- Ongoing rate cuts by the Bank of Canada should support fixed income returns in 2025, though we expect less outperformance in credit compared with 2024.
- On balance, in 2025 we believe the Canadian equity market will be supported by strong earnings growth expectations and a valuation that is not terribly extended, particularly compared to the U.S. equity market.